Most of the payments that our customers make to Poland arrive within 1-2 working days. We ensure that your payment arrives on time, regardless of how much money you want to send; large money transfers do not take longer to arrive than smaller transfers. You’ll have the ability to track your payments and view your full transaction history online.

You can take advantage of one of the cheapest ways to send money to Poland when you partner with Moneycorp. You’ll be able to make fee-free online international transfers and will only incur online fees if you decide to automate your recurring payments with a Regular Payment Plan.

Over-the-phone transfers to Poland, on the other hand, cost a flat rate of £15, which makes Moneycorp an economical choice if you wish to transfer large sums of money.

You will be required to provide us with the following information in order to make a payment to Poland:

• The recipient’s full name and address
• The recipient’s IBAN
• The recipient’s BIC/SWIFT code

Read our guides on BIC/SWIFT codes and IBANs for further information on how these codes are used by financial institutions to make international payments on a daily basis.

Every bank account in Poland is assigned an IBAN. IBANs are 28-character codes that enable foreign banks to identify Polish bank accounts. An IBAN in Poland begins with a two-letter ISO Country Code (PL) and two check digits. It is followed by an eight-digit bank branch number: this is comprised of three characters from the bank's SWIFT/BIC, a four-digit branch code and a one-digit national code. The IBAN ends with a 16-digit bank account number.

A Polish IBAN in the standardised format:

PL61 0123 4567 8901 2345 6789 0123

There is a £100,000 upper limit on personal transfers that can be made through our online platform to Poland. Transfers made over the phone, on the other hand, have no upper limit, and so you will need to contact your Moneycorp account manager by telephone in order to make payments from the UK to Poland that exceed this limit.

With Moneycorp, you can make payments to most of Poland’s major banks, including but not limited to:

• Citi Handlowy
• Bank Millennium
• Bank Pekao
• PKO BP
• Mazowiecki Bank Regionalny
• Deutsche Bank Poland

If your bank is not included on this list, it doesn't necessarily mean that we'd be unable to make the payment for you. Contact one of our specialists to find out more.

The most important factor that you’ll need to bear in mind is the exchange rate that is used for your international payments. Banks often charge up to 3-4% more than currency specialists. This means that using a bank, as opposed to Moneycorp, to transfer your money to Poland incurs far greater costs. You should also be wary of exchange rates that you see quoted online. The live rates displayed on sites like DailyFX and XE are interbank rates, as opposed to rates that are available to everyday consumers; as such, they can give individuals who wish to make international transfers false expectations.

At the beginning of 2023, the British Pound to Polish zloty exchange rate was 5.32. Like all rates, however, the GBP/PLN exchange rate is subject to constant change. Use our Currency Zone to find out more about the current British Pound to Polish zloty exchange rate.